So you are having problems finding and keeping car insurance in Virginia?

Maybe you should get a quote from our high risk or assigned risk insurance specialists.  You could talk with our licensed caring staff that is used to speaking with drivers that have had a DUI/DWI, many moving violations or several accidents in a short period of time. Call for available options (657) 217-8484.

Virginia Auto insurance for drivers with DUI, points or accidents.

Help yourself to affordable Virginia auto insurance online (657) 217-8484.

Here is the form that you could use to get help and compare some car insurance rates.  You are under no obligation! We offer help with Virginia non-standard lines of insurance.


Virginia auto insurance policies requires minimum auto insurance coverage of $20,000 for property damage, $25,000 for bodily injury or death of one person, and $50,000 for bodily injury or death of 2 persons or more.

What do I do if my Virginia auto insurer cancels or refuses to renew my policy?

Even “good” VA drivers can find themselves in the position of being dropped by their current carrier. Reasons range from a couple of moving violations, or multiple accidents, or other serious violations that make you a high risk to situations outside your control, such as when insurers in your state are suffering severe business losses. Overall rises in claims or losses can cause insurers to become highly selective in determining whom they can afford to offer to insure.

That is why it is important to note that if you are licensed to drive, by law, you are eligible for Virginia auto insurance. However, your options for new coverage may be limited. Each state has created and regulates a market of last resort for those who cannot otherwise obtain coverage. These groups have various names, depending on the state you live in, such as assigned risk automobile insurance plans or the residual market, or the high risk pool. Your agent or insurance producer will know more about the particulars in your state.
Regardless of the reason you were dropped or canceled by your VA Auto insurer, you need to act immediately to get another policy. Under no circumstance should you drive your vehicle without knowing one hundred percent that you have current insurance. Call your local agent to help you find new coverage. If you do find yourself in the assigned risk residual market pool, the price may be higher but it may be your only alternative in maintaining your freedom to drive.